Personal Loans Tips and Advices

Sometimes you end up having to pay debt that you did not want in your life because you were desperate for money and ended up making wrong decisions, on this page we will give you tips on personal loans and other finances.

Choose the right lender

Financing sources that offer personal loans include banks, credit unions and online lenders.

Each of these offers a range of interest rates, and their terms vary. That’s why you should shop around and find a lender whose loan best fits your needs.

For instance, Perc Pineda, senior economist with the Credit Union National Association, points out that for a R75,000, 2-year personal loan, the average rate is 9.54% at credit unions compared with 9.93% at banks

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